Business Checking | First State Bank & Trust Company

Monthly
Fee

Earns
Interest

Why Choose
This Account?

Business Checking Learn more	Account activity fees can be offset by the earnings credit. Related accounts can be combined to offset fees.	No	You are a for-profit company and want an account to handle your day to day transactions.
Community Checking Learn more	$6 / month plus transaction fees if balance falls below $1,000.	Yes	If you are a Sole Proprietorship or Non-Profit Organization you are eligible for this interest-bearing transaction account.
Business Money Market Account Learn more	$7.50 / month if balance falls below $2,500.	Yes tiered rates	You have money to invest but want to maintain liquidity. Withdrawals are limited.
Business Savings Account Learn more	$2 No charge when balance of $100 is maintained	Yes	No charge with $100 minimum balance. A good way to build savings.

*Additional Benefit:
All business accounts include free Visa Check Cards, if desired.

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Business Checking

The Business Checking Account is a transactional account designed to meet the needs of for-profit businesses.

The Business Checking Package

Account’s activity fees can be offset by the earnings credit. Related accounts can be combined to offset fees.
Free Express Phone Banking
Free First State Visa Check Cards
Monthly detailed statement with check images
Direct deposit available

Community Checking Account

The Community Checking Account is an interest-bearing account available to Non-profit organizations and Sole Proprietorships. It carries no monthly service fee when the minimum balance is maintained.

The Community Checking Account Package

Interest paid when $1,000 minimum daily balance is maintained.
No monthly service fee if daily collected balance of $1000 is maintained. If the daily balance falls below, $6 monthly fee plus .30 per check or debit item after 30 items per statement cycle
Unlimited check writing
No service fee if daily collected balance of $1000 is maintained
Express Phone Banking
Free First State Visa Check Card
Monthly detailed statement with check images
Direct deposit available

Business Money Market Account

The Business Money Market Account is an interest-bearing account, earning interest on a tiered rate.

The Business Money Market Account Package

Pays Interest on a tiered scale, higher balances earn higher interest.
You may make 6 withdrawals per month.
$10 will be charged for each withdrawal in excess of those permitted.
$7.50 monthly fee if the balance falls below $2,500.
Free Visa Check Card

Business Savings Account

Pays interest on Daily Collected Balances of $100 or more.
Interest accrues each day based on the daily collected balance.
Interest is compounded quarterly and credited quarterly to the account.
You may make 6 withdrawals per month.
Charge of $1 for withdrawals in excess of six per month.
$2.00 monthly fee if the balance falls below $100.