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Personal Loans

At First State Bank & Trust Co. our experienced bankers are there to help with all your credit needs. We tailor financing solutions to meet your individual situation and offer an ongoing relationship with your originating officer. With our local decision making, we provide quick responses, competitive pricing and a banker who knows and understands your financial needs.

Mortgage Loans  
We offer a variety of options with competitive rates and terms, and a pre-approval process to help in buying your new home.  First State Bank & Trust Co. provides you with the best loan to meet your needs.
  • Conventional Loans
  • Fixed or Adjustable Rate Loan Products
  • A variety of loan terms
  • Construction Loans
  • Refinancing options to meet your needs

Online Mortgage Application - Online Mortgage Application


Home Equity Lines of Credit

Whether it is remodeling your home, paying for college expenses or taking that family vacation, a First State Bank & Trust Co. Home Equity Line of Credit is a smart choice.  Our Home Equity Line of Credit offers competitive terms and a low rate of interest.  The interest paid may be tax deductible.

Consumer Loans
First State Bank & Trust Co. offers personal installment loans for a variety of purposes, including automobiles, education, and home improvement.  First State Bank provides you with a great fixed rate with no prepayment penalty and free electronic payment from your FSB account, saving you time and money. 

For more information contact:

Larned:

James White, Vice-President - (620) 285-6931

Overland Park:
Matthew Hoefer, Vice-President - (913) 327-1111

Pratt:
Dean Simon, Vice-President - (620) 672-5925
Taylor Briggs
, Vice-President/Bank Center Manager - (620) 672-5925

Iuka:
Dean Simon, Vice-President - (620) 672-5925
Taylor Briggs, Vice-President/Bank Center Manager - (620) 672-5925

NOTE: Please do not send confidential information via email as security cannot be guaranteed.