Account types may not be available in every location.

Savings

Three Types of Savings Accounts

Savings ● Hi-Fi Money Market Account ●Young Savers Club

Savings

The Saving account pays simple interest on the Daily Collected Balance. Interest accrues each day based on the daily collected balance in your account and pays the sum of the accruals at statement cycle. Interest is compounded quarterly and credited quarterly to the account. Simple interest is paid on a balance of $100.00 or more. At the Bank's discretion, we may change the interest rate and Annual Percentage yield (APY) for your account at any time. Please contact us for the current APY.
 

Limited to six (6) transfers, Insta Key Point of Sale or withdrawals (or combination thereof) per month or a statement cycle of 4 weeks period. Minimal charge for each withdrawal or transfer in excess of six (6) per month.
 

If the minimum daily balance falls below $100.00 you will be charged a minimal monthly fee.

Call or come in and see one of our personal bankers for details.

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Hi-Fi (Money Market Account)

The Money Market account uses the Daily Collected Balance method to calculate interest to your account. Interest accrues each day based on the daily collected balance in the account and pays the sum of the accruals at statement cycle. Interest is compounded monthly and credited monthly to your account. At the Bank's discretion, we may change the interest rate and Annual Percentage Yield (APY) for your account at any time. Please contact us for the current APY.  The minimum balance to obtain the APY is $2,500.00
 

Small monthly service fee if the Average Daily Balance falls below $2,500.00 any day of your statement cycle. You may make six (6) out of Bank transfers per statement cycle, only three (3) may be payment by check/Insta Key Point of Sale to third parties.  There is a small charge for each withdrawal in excess of those permitted.
 

Call or come in and see one of our personal bankers for details.
 

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Young Savers Club

The Young Savers account is for Children up to 13 years old.  This club helps teach children to save by rewarding them with "Dino Dollars" for making deposits.  Once they have enough "Dino Dollars", they can purchase a toy from our toy case. 

Not only does the club teach children to save, but throughout the year we have several fun events for them to participate in such as our Easter Egg hunt, Pumpkin Decorating contest at Halloween, Christmas Party, and much more.

You can open a Young Savers account with a minimum deposit of $10.00.  Interest paid on balances over $10.00

Call or come in and see one of our personal bankers for details.

Savings Menu         Services Menu