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Personal Savings

Minimum To Open



Why Choose
This Account?
Money Market Account
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No charge when balance of $2500 is maintained


Tiered interest rates with higher returns on higher balances.
Savings Account
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No charge when balance of $200 is maintained

Yes Low minimum balance. A good way to build savings.
Young $avers Account
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$20 No Yes For Children under 14 years old. Account includes fun Rewards.

Money Market Account

  • Pays interest on a tiered scale, higher balances earn higher interest. Must maintain minimum balance of $2500 to earn interest.
  • Includes six withdrawals per month at no charge.
  • $7.50 monthly fee if the balance falls below $2,500.
  • Free Online Banking
  • ATM Card
  • Mobile Banking
  • Express Phone Banking


Basic Savings Account


Young $avers Club

  • Designed for children under 14 years old.
  • No monthly service charge.
  • Includes three withdrawals per month at no charge.
  • Young Savers are rewarded with “Dino Dollars” for making deposits.
  • “Dino Dollars” can be used to purchase a toy from our toy case.



Certificates of Deposits

If you would like a low-risk investment, a First State Bank Certificate of Deposit (CD) is a good choice. CD's typically pay higher interest than regular savings accounts.

First State Bank & Trust Co. offers a variety of convenient terms with competitive rates.

  • Minimum deposit of $2,500
  • Terms from 91 days to 5 years
  • Insured to the full legal limit by the FDIC
For more information contact:

Pammy Shank - (620) 285-6931

Overland Park:
Leigh Briggs - (913) 327-1111

Melissa Burnett - (620) 672-5925

Melissa Burnett - (620) 672-5925

NOTE: Please do not send confidential information via E-Mail as security cannot be guaranteed.